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Category: Budgeting

Positive Effects of Minimalism

Positive Effects of Minimalism

Over the past year or so I embarked on a minimalist journey of sorts. I decluttered spaces, purged unused wardrobe items, and became deliberate about purchases. Minimizing made me feel refreshed, energized, and renewed; it was a positive experience. I learned how to experience more through consuming less, about the value of traveling to new places without spending tons of money, and how to appreciate the “little things” in life. Through minimalism I was able to focus more on what…

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How I Paid Off My Student Debt

How I Paid Off My Student Debt

I graduated university in June of 2015 with approximately $32,000 USD in student loans (for reference, I’m American). Compared to some, the amount of debt I accrued during my four years of undergrad was not too high, but it was still a hefty number for being 21 years young. Before moving abroad to teach English, I wanted to pay off all of my student debt so I would be financially free and could use that money for travel. I worked…

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Minimize Spending

Minimize Spending

Hello, everyone! Are you wondering how you can spend less, save money, and experience more? It seems nearly impossible to do all of the above while living a life you’re proud of, but it’s completely possible to achieve when you minimize spending. To minimize spending is not equivalent to no spending. It’s pretty difficult to survive without spending some money, whether that’s on food, bills, or daily necessities. Once you figure out how much money you usually spend each month…

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Budgeting for Beginners

Budgeting for Beginners

I’m going to be real here… budgeting is a challenge. Amongst other things, budgeting takes a good amount of self-discipline and self-awareness. Yet, you can learn to be a successful budgeter if you’re diligent and committed. This is a quick five-step guide if you don’t know how or where to start. In the simplest terms, budgeting is managing your money to make your life work for you. Let’s organize your life by budgeting effectively so you can get out into…

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Budgeting Preparation

Budgeting Preparation

Budgeting… something most of us think we do, but a majority of us don’t actually commit to. In a perfect world, we would all have enough money and have our needs met so we wouldn’t have to struggle to survive. Until that faithful day arrives, most of us will have to learn to manage our funds in an attempt to live fruitfully. I’m going to breakdown budgeting preparation into five easy steps to help you organize your life and experience…

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